
When you’ve been injured in an accident, understanding how insurance companies evaluate personal injury claims is crucial to getting a fair settlement. Insurance adjusters don’t work for you—they work for the insurance company, and their goal is to minimize the payout. However, knowing what factors they consider can help you navigate the process more effectively.
1. The Severity of Injuries
Insurance companies begin by assessing the severity of your injuries. The more serious the injury, the higher the potential settlement. This is determined by medical records, doctor reports, and any necessary medical treatment you’ve undergone. For example, if your injury …